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Thought Leadership


One of the key aspects of Apis' focus on financial inclusion is a focus on 'Cashless'

The importance of Cashless for Impact in Growth Markets

As an ESGI (ESG & Impact) native investor in financial services, the broader impact thesis of Apis Partners’ investment mandate is centred around financial inclusion. One of the ways in which this is manifested is through a focus on ‘cashless’ – the ability for consumers and MSMEs to make non-cash based payments, and also to save funds electronically, is considered the first step for improving access to formal financial services.