Impact Guru

Invested April 2020


Impact Guru is India’s leading healthcare crowd-funding platform that enables consumers to raise donations for their critical illness bills.

Whilst most outpatient bills can be funded by savings, loans, or selling of assets, critical illness bills are prohibitively high that even an upper middle-class Indian family would have difficulty financing them.

Impact Guru combines heightened awareness of critical illness and life needs with i) technology to help patients raise healthcare funding online and ii) a wide selection of healthcare financing methods.



Mumbai, India








Apis Insurtech Fund



raised for Baby Teera for Zolgensma, one-time gene replacement therapy for spinal muscular atrophy type-1




total shares

Sustainable development goals

Where did the idea behind Impact Guru come from?

Impact Guru is the Category-builder and Market Leader for Healthcare financing in India. Impact Guru was incubated at the Harvard Innovation Lab. The founder came across crowdfunding as a way to raise capital for companies, while studying new ways of financing. A similar concept was ideated for raising funds for patients to finance their medical bills.

Where do you see the company in 5 years?

India has a very high out-of-pocket expense (>60%) for healthcare amounting to $75bn+ per annum and increasing significantly, due to which every year 50mm+ people are pushed into poverty. More than 800mm middle-class population is either uninsured or underinsured. Impact Guru has helped 20,000+ patients to raise funds for their medical treatment by mobilising more than $75mm. Impact Guru wants to help 1mm patients by financing their medical bills with an integrated approach combining crowdfunding, insurance, and lending in the next decade

“Apis has deep industry expertise and is a thought-leader in Fintech/ Insurtech space. They led our Series B funding round and helped us shape our insurance vision. We learn and collaborate with Apis’ top portfolio companies in India, China and across the globe. They give practical advice on how to scale the company profitably. Apis gives entrepreneurial freedom for innovation, and at the same time maintains world-class governance via board-level engagement and discipline in execution.”

— Piyush Jain, Co-founder and CEO, Impact Guru