Insights

Read thought leadership content from the team at Apis, which provides an insight into the thematic nature of the firm.

White papers

6 November 2024

Democratisation of Credit and Banking

9 May 2024

Democratisation of Insurance

27 March 2024

Democratisation of Capital Markets and Asset Management

3 May 2023

The Democratisation of Payments

12 May 2021

The emergence of the internet of value and blockchain as a rail in financial services

11 April 2020

The convergence of financial and physical wellness, a new paradigm

12 May 2019

Artificial intelligence & financial services: cutting through the noise

11 March 2018

Contextual financial services in growth markets: a deep dive into off-grid solar financing

15 May 2017

The Financial Services Cambrian Explosion: how growth markets are innovating for the next 2 billion customers

4 April 2016

Breaking the bank: the rise of alternative credit providers in growth markets

11 May 2015

Breaking the balance sheet

1 October 2014

National Payments Schemes: drivers of economic and social benefits in growth markets

11 July 2014

Gamification of financial services: current trends and future possibilities

2 March 2014

Reverse innovation in financial services: a 10 year outlook

Thought leadership

1 February 2022

Cryptocurrency investment themes and trends: a proposed view of the future

1 November 2021

Drivers of mainstream cryptocurrency adoption

1 August 2021

Cryptocurrencies and how they work

15 July 2021

The importance of cashless for impact in growth markets

1 July 2021

A history of money and banking

1 March 2021

New business models reflecting the financial and physical wellness convergence

1 February 2021

What is the convergence of financial and physical wellness? What are the drivers?