Nick Talwar

Senior Advisor

Nick has spent much of his career at the intersection of fast-scaling technology platforms and consumer / SME financial services, having launched and scaled transformative fintech businesses globally. He is responsible for portfolio management and value creation across Apis’ portfolio companies.

Prior to joining Apis, Nick was Global Head of Vehicle Financing at Uber, where he was responsible for the Group’s vehicle leasing rentals and fleet management division. Prior to that he served as General Manager of Amazon Lending, and also led Visa’s credit card business in North America.

Nick lives in Silicon Valley, is married with three children, and enjoys trying out Crossfit gyms wherever his Apis travels take him.



Singapore, San Francisco


Menlo Park, California, US


English, Spanish

Areas of expertise

Growth, Digital lending, Technology platforms


This IS the job I coveted while I was in the first half of my career! I have spent the past 20 years as an operator, and aspired to one day be able to contribute my experiences in fast-growing companies and digitally-oriented financial services to a chance to make a big impact on the broader scale that APIS offers. I get to collaborate with relentlessly committed colleagues and portfolio and target investee executives on how to bring world-class financial solutions to underserved customers in growth markets. I feel like I lucked out!

I tend to be impatient and I love that at APIS we get almost instant market feedback to our choices. We invest in companies have established product-market fit, unit economics that work and are ready to scale. So when we invest, we do so with a formulated growth-oriented value creation plan that is activated by the new capital almost immediately – it is enormously rewarding to see the impact of that fresh capital and those plans to the mission-driven work of our portfolio companies often within weeks of investing.

Prior experience


Global Head of Vehicle Financing & CEO, Xchange Leasing


General Manager, Amazon Lending


SVP, North America Credit Cards


Chief Revenue Officer


Country Manager, Citibank Sweden


University of Pennsylvania – The Wharton School

Georgetown University – School of Foreign Service

Areas of focus at Apis

Insurance, southern Africa

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